What Is Escrow?

When buying a home, you’ll likely hear your lender or real estate agent mention the term "escrow." Escrow refers to a few different processes, from when your offer is accepted to the day you close on the home, and even after you become a homeowner with a mortgage. There are two types of escrow acco

Inspection vs. Appraisal for Home Buyers

Inspections and appraisals are crucial steps in the home-buying process, providing valuable insights to help you make an informed decision. While they serve different purposes, both protect your financial investment and give you peace of mind about the home's condition and value. What’s the Differe

First-Time Home Buyer Assistance Programs and Grants

If you're seeking financial assistance to purchase your first home, here's a helpful guide to explore the various assistance programs and grants available for first-time homebuyers. Financial Support vs. Marketing It’s important to understand that not all "first-time buyer programs" are what they

Cash-Out Refinance: A Comprehensive Guide for Homeowners

Homeowners choose cash-out refinances to tap into their home equity and receive cash in return. Keep reading to learn how this process works and determine if it’s the best option for your financial needs. With the rise in home values across much of the country, many homeowners now have substantial